Introduction
Zakat Kya Hai? Zakat Kaise Nikalein: Naye Logon Ke Liye Ek Step-by-Step Guide isko aaj ham achche se jaanenge. Zakat Islam ke paanch pillars (stambh) me se ek important pillar hai. Ye ek financial ibadat hai jo har saahib-e-nisab (jis ke paas nisab se zyada maal ho) Musalman par farz hai. Zakat na sirf hamare maal ko paak karti hai, balki society me gareebi mitaane aur social equality ko promote karne me bhi madad karti hai.
Is post me hum aapko Zakat ka hisaab lagane ka ek simple aur step-by-step guide denge, jisse naye log bhi aasani se samajh sakein aur apni zakat ka sahi hisaab nikal sakein.
Zakat Kya Hai?
Zakat Arabic lafz “Zakah” se nikla hai, jiska matlab hota hai “paakizgi” aur “barhavat”. Ye ek fixed percentage hai (generally 2.5%) jo har saahib-e-nisab Musalman apne maal se nikaal kar zaruratmand logon ko deta hai.
Zakat tab farz hoti hai jab maal nisab ki miqdaar ko pohochta hai aur us par ek saal guzar jaye.
Step 1: Nisab Ka Taayun Karein (Determine the Nisab)
Sabse pehle aapko yeh dekhna hoga ki aapke paas itna maal hai ya nahi jo nisab ke barabar ho. Nisab wo minimum amount hoti hai jiske baad zakat farz ho jaati hai. Ye sone ya chaandi ke rate par base karta hai.
- Chaandi ka nisab: 612.36 grams chaandi (ya uski market value ke barabar paisa).
- Sone ka nisab: 87.48 grams sona (ya uski market value ke barabar paisa).
Aap apne total assets ki value ko in nisab rates se compare karein. Agar aapka maal is se zyada hai, to aap par zakat farz hai.
Step 2: Zakat Ke Laayak Assets Ki Pehchaan Karein
Zakat sirf kuch specific assets par hi lagti hai. Jaise:
- Cash: Bank account me rakha paisa, ghar me cash, ya investment returns.
- Sona aur Chaandi: Jewelry, coins, ya kisi bhi form me.
- Business Goods: Jo maal aapne business ke liye stock me rakha ho.
- Agricultural Produce: Khaas tor par khajoor, gehu, chawal agar zameen se hasil hua ho.
- Pashu-Palan: Jaise gaay, bakri, oont – agar unki specified quantity ho.
Note: Aapke personal use ki cheezein jaise ghar, gadi, kapde wagairah par zakat nahi lagti.
Step 3: Apne Total Assets Ka Hisaab Lagayein
Sabhi zakat ke laayak assets ki current market value ka total nikalein. Example:
- Cash: ₹100,000
- 50 gram sona (₹12,000/gram): 50 × 12,000 = ₹600,000
- Business stock: ₹200,000
Total assets = ₹100,000 + ₹600,000 + ₹200,000 = ₹900,000
Step 4: Apne Karz (Loans) Ko Minus Karein
Agar aapke upar koi aisa qarz hai jo aapko jaldi chukana hai, to use total assets me se minus karein.
Example:
Total assets = ₹900,000
Loan = ₹100,000
Net assets = ₹900,000 – ₹100,000 = ₹800,000
Step 5: Zakat Ka Percentage Apply Karein
Zakat ki rate hoti hai 2.5%. Apne net assets par iska calculation karein:
Zakat = ₹800,000 × 2.5% = ₹20,000
Yaani aapko ₹20,000 zakat deni hogi.
Step 6: Zakat Ki Adaigi (Payment)
Zakat un logon ko dein jo waqai mein mustahiq hain, jaise:
- Gareeb
- Yateem
- Masakeen
- Madad ke mohtaj log
Aap local masjid, charity organizations ya directly kisi zaruratmand ko zakat de sakte hain.
Important Tips
- Ek Saal Ka Rule: Zakat sirf us maal par farz hoti hai jo aapke paas kam se kam ek lunar year (354 days) tak ho.
- Niyyat Zaroori Hai: Zakat dete waqt ye niyyat karein ki aap ye sirf Allah ki raza ke liye de rahe hain.
- Agar Confusion Ho: Kisi aalim ya Islamic scholar se salah mashwara zarur karein agar aapko zakat ke hisaab me doubt ho.
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Conclusion
Zakat ka hisaab lagana mushkil nahi hai agar aap is process ko step-by-step follow karein. Ye aapke maal ko paak karta hai aur saath hi gareebon ki madad bhi.
Agar aapko aur guidance chahiye, to apne local aalim se contact karein ya kisi authentic Islamic website ka rujoo karein.